Together, your partnership and our team's efforts made 2025 another remarkable year for Steele Wealth Management. Thank you for your continued partnership; we welcome your referrals and look forward to working with you in the year ahead.

In a world of seemingly endless uncertainty for your wallet and buying power – high inflation, high interest rates, tariffs – it is important to focus on the things we can control. One way to boost one's current and future income and wealth is to split income with your spouse... Income splitting is a tax-planning strategy that shifts taxable income from the higher marginal tax rate spouse's hands to the lower marginal tax rate spouse's hands, taking advantage of their lower marginal tax rate.

The Artificial Intelligence (AI) Boom Broadens and Hits the Self-Perpetuating Phase, Pulling Markets Higher Despite Weak Economic and Labour Market Trends. Current and future investments and planned investments into computing capacity for generative AI tools like ChatGPT, Grok and Perplexity ramped up in Q3.

It is August and an email hits your inbox – 'New mail from Canada Revenue Agency…'. That's not good. It's been four months since you filed your income tax return and you have already received a Notice of Assessment. What could it be? Income tax review? Audit? Hope not! You log into CRA's My Account to see what the mail is about…

You pride yourself in your work, earn a good income, buy a home, maybe have some kids and help them through school, maybe buy a cottage, save for retirement, reach retirement... As we age, and have achieved nearly all we could imagine achieving, we discover a new goal that we rarely gave any thought to legacy... Legacy goes beyond charitable contributions or leaving money for your kids, grandkids and other beneficiaries. It reflects your contributions to society and your values and beliefs and is first established by living a virtuous life.